PrimeScore

The Challenge

Credit repair work is data-heavy and process-heavy, and doing it manually created real bottlenecks:

• Credit data sits in four separate bureaus — CIBIL, Experian, Equifax and CRIF High Mark — with no single view
• Spotting inaccuracies and discrepancies meant reading reports line by line
• Disputes had no structured path from a user raising an issue to the team resolving it
• Subscriptions, payments and revenue needed tracking alongside the case work
• Employees and admins required different levels of access to sensitive financial data

Primescore needed one platform that could consolidate the data and run the whole case lifecycle.

How We Helped

Durable Coder Pvt. Ltd. built the PrimeScore web platform end to end, covering bureau integration, the user-facing product and the internal admin operations.

Credit Bureau Integration

• All four bureaus: Retrieves and compares credit data across CIBIL, Experian, Equifax and CRIF High Mark
• Consolidated credit report: A single unified report generated across every bureau
• Rule-based engine: Automatically flags issues, discrepancies and inaccuracies

User Features

• Subscriptions with Razorpay: Subscription plans with integrated payments
• Discrepancy case creation: Users raise disputes directly through the platform
• Refer & Earn and PrimeCoin: A referral programme with rewards, plus an in-platform loyalty currency
• Coupons and vouchers: Flexible discounting across subscription plans

Admin & Operations

• Admin dashboard: Full case resolution workflow for discrepancy cases
• Role-Based Access Control: Multiple login levels for employees and admins
• Financial management: Tracking for payments, subscriptions and revenue, with employee management and role-specific access

The result: fully automated multi-bureau credit report consolidation in place of manual processes, and end-to-end case management from user dispute creation through to admin resolution.